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Rates we use
These are the figures behind the calculators. Payment rates change in March and September. Income and assets limits change each July. We last checked them on 5 November 2026.
What changed
5 November 2026: Rates and limits checked
- Payment rates, deeming rates and Rent Assistance from 20 September 2026.
- Income and assets limits from 1 July 2026.
- Family Tax Benefit and Child Care Subsidy for 2026–27.
- Youth Allowance, Austudy and Carer Allowance rates from 1 January 2026.
Next scheduled review: 20 March 2027.
Age Pension payment rates, per fortnight (from 20 September 2026)
| Part of the payment | Single | Couple, each |
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| Basic rate | $1,135.40 | $855.90 |
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| Pension Supplement | $88.20 | $66.50 |
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| Energy Supplement | $14.10 | $10.60 |
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| Full rate | $1,237.70 | $933.00 |
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Income test (limits from 1 July 2026)
| Free area, single (per fortnight) | $226 |
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| Free area, couple combined (per fortnight) | $396 |
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| Reduction | 50 cents per $1 over (couple: 25 cents each) |
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| Pension stops at, single (from 20 September 2026) | $2,701.40 |
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| Pension stops at, couple combined | $4,128.00 |
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| Work Bonus (per person, per fortnight) | $300 |
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Assets test: limit for a full pension (from 1 July 2026)
| Situation | Homeowner | Non-homeowner |
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| Single | $333,000 | $600,000 |
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| Couple, combined | $499,000 | $766,000 |
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| Pension stops at, single | $745,750 | $1,012,750 |
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| Pension stops at, couple combined | $1,121,000 | $1,388,000 |
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Above the full-pension limit, the pension falls by $3 a fortnight for every $1,000.
Deeming (rates from 20 September 2026, thresholds from 1 July 2026)
| Lower rate | 1.75% |
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| Upper rate | 3.75% |
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| Lower-rate threshold, single | $66,800 |
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| Lower-rate threshold, couple combined | $110,600 |
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JobSeeker Payment, per fortnight (from 20 September 2026)| Single, no children | $824.90 |
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| Single, with a dependent child | $883.30 |
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| Single, 55 or older and on payments 9 months or more | $883.30 |
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| Single, partial capacity to work | $883.30 |
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| Partnered, each | $755.10 |
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| Income free area | $150 |
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| Reduction | 50 cents per $1 up to $256, then 60 cents |
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| Partner income free area | $1,440 (60 cents per $1 above) |
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Parenting Payment, per fortnight (from 20 September 2026)| Single | $1,068.20 |
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| Partnered, each | $755.10 |
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| Single: free area, one child | $232.60 |
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| Single: extra free area for each additional child | $24.60 |
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| Single: reduction | 40 cents per $1 over |
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| Partnered: income test | Same as JobSeeker |
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Assets limits for JobSeeker, Parenting Payment and Youth Allowance (from 1 July 2026)| Single homeowner | $333,000 |
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| Single non-homeowner | $600,000 |
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| Couple homeowner, combined | $499,000 |
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| Couple non-homeowner, combined | $766,000 |
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| Above the limit | No payment |
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Rent Assistance, per fortnight (from 20 September 2026)| Single, no children | Threshold $157.80, maximum $223.80 |
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| Single, no children, sharing accommodation | Threshold $157.80, maximum $149.20 |
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| Couple, no children | Threshold $255.80, maximum $211.00 |
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| Single, 1 or 2 children | Threshold $207.34, maximum $263.06 |
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| Single, 3 or more children | Threshold $207.34, maximum $297.36 |
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| Couple, 1 or 2 children | Threshold $306.60, maximum $263.06 |
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| Couple, 3 or more children | Threshold $306.60, maximum $297.36 |
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| Rate | 75 cents per $1 of rent above the threshold |
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Commonwealth Seniors Health Card, yearly income limits (from 20 September 2026)| Single | $105,048 |
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| Couple, combined | $168,076 |
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| Couple separated by illness, respite care or prison | $210,096 |
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| Add for each dependent child | $639.60 |
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Family Tax Benefit (2026–27, from 1 July 2026)| Part A maximum, per child under 13, per fortnight | $235.48 |
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| Part A maximum, per child 13 to 19, per fortnight | $306.46 |
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| Part A base rate, per child, per fortnight | $75.60 |
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| Part A: lower income free area | $69,131 (20 cents per $1 over) |
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| Part A: higher income free area | $123,078 (30 cents per $1 over) |
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| Part B, youngest child under 5, per fortnight | $200.34 |
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| Part B, youngest child 5 or older, per fortnight | $139.86 |
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| Part B: higher earner limit | $124,327 |
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| Part B: lower earner free area | $7,154 (20 cents per $1 over) |
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| Part A supplement per child (family income up to $80,000) | $970.90 |
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| Part B supplement per family | $478.15 |
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Child Care Subsidy (2026–27, from 6 July 2026)| Subsidy rate up to family income of $88,520 | 90% |
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| Above that | 1 percentage point less for each $5,000, to nil at $538,520 |
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| Higher rate for younger children (aged 5 or under) | Up to 95%, stopping at about $370,727 |
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| Hourly rate cap: centre-based day care, below school age | $15.19 |
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| Hourly rate cap: school age | $13.30 |
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| Hourly rate cap: family day care | $14.08 |
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| Subsidised hours a fortnight (3 Day Guarantee) | 72, or 100 with more activity |
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Parental Leave Pay (children born or adopted from 1 July 2026)| Daily rate | $200.94 |
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| Weekly rate (5 days) | $1,004.70 |
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| Days available | 130 (26 weeks) |
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| Days reserved for a partner | 20 |
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| Individual income limit | $186,487 |
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| Family income limit | $386,525 |
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| Super paid by the ATO | 12% of the payment |
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Youth Allowance, per fortnight (from 1 January 2026)| Single, under 18, living at home | $418.90 |
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| Single, 18 or older, living at home | $482.40 |
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| Single, living away from home | $677.20 |
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| Single, with children | $854.20 |
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| Part of a couple, no children | $677.20 |
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| Part of a couple, with children | $733.20 |
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| Student: free area | $539, 50 cents per $1 to $646, then 60 cents |
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| Job seeker: free area | $150, 50 cents per $1 to $250, then 60 cents |
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| Parents’ income free area (a year) | $66,722 (20 cents per $1 over) |
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Other payments| Carer Allowance, per fortnight (from 1 January 2026) | $162.60 |
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| Carer Supplement, per year | $600 |
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| Carer Allowance family income limit | $250,000 |
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| Pensioner Education Supplement, per fortnight | $62.40 or $31.20 |
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| Austudy, single, no children, per fortnight (from 1 January 2026) | $677.20 |
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| Disability Support Pension and Carer Payment (21 and over) | Same rates and tests as the Age Pension |
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Next scheduled review of payment rates and deeming: 20 March 2027. Source: Services Australia and the Department of Social Services.