About the Seniors Health Card check
The Commonwealth Seniors Health Card gives cheaper medicines and other health and cost-of-living concessions. It’s for people who have reached Age Pension age and don’t get the Age Pension or another income support payment, often because their savings are too high.
There’s an income test but no assets test, and no work test. Income includes your taxable income plus deemed income on any account-based super pensions.
| Single | $105,048 |
|---|---|
| Couple, combined | $168,076 |
| Couple separated by illness, respite care or prison | $210,096 |
| Add for each dependent child | $639.60 |
Common questions
What is the income limit for the Seniors Health Card?
From 20 September 2026, your assessed income must be under $105,048 a year if you’re single, or $168,076 combined for a couple.
Is there an assets test for the Seniors Health Card?
No. That’s why many people with higher savings still qualify.
Can I get the card if I still work?
Yes. There’s no work test. You need to be Age Pension age, not get an income support payment, and be under the income limit.
Related calculators
Rates last checked 5 November 2026. Payment rates from 20 September 2026; limits from 1 July 2026.